Flexible Personal Loan Solutions
Product Highlights: Personal Loan
We believe that access to credit should be timely, transparent, and respectful of your privacy and dignity.
- Loan Amount: ₹1 lakh to ₹15 lakhs
- Loan Tenure: 24 months to 60 months (2 to 5 years)
- Rate of Interest (ROI): 14% to 20% per annum, based on profile and credit score
- Security: Unsecured – No collateral or guarantor required
- Processing Time: As fast as 48 to 72 hours, subject to documentation
- Repayment Mode: Monthly EMIs through NACH or post-dated cheques
Who Can Apply?
Salaried professionals working with reputed private companies, MNCs, or government entities
Self-employed individuals, consultants, freelancers, and proprietors with steady income and sound banking history
First-time borrowers with CIBIL Score 700+ and minimum ₹25,000 net monthly income
Why We Offer This Product
Not every financial requirement justifies asset-backed borrowing. Many of our customers seek short- to medium-term credit for legitimate personal or professional use—where collateral is either not available or not required. Personal Loans offer us:
A higher-yield retail product
Faster portfolio rotation
Cross-sell opportunities (for LAP or business loans)
Low operational risk when filtered through income and credit score logic
Ideal Use Cases
Emergency medical expenses
Family events (wedding, travel, etc.)
Education fees or coaching payments
Home renovation
Debt consolidation from multiple high-interest cards or loans
At Devvrat Capital, we don’t just lend money—we offer financial breathing room when life demands it most.
Our personal loan product is here to support your journey—responsibly, reliably, and respectfully.
Quick, Unsecured & Flexible Funding
Our Personal Loan solutions are designed to provide timely financial support with transparent terms, minimal documentation, and a smooth borrowing experience for salaried and self-employed individuals.